After severing the balance sheets and financial statements of several health insurance cos. Credit crisis is inching towards a natural death. However in the wake of escalating health costs in country like India where Swine flu is beginning to spread, these companies have found a saviour in the form of a nemesis.
To begin with significance of quality health care services is something that people cannot afford to neglect. India as a democracy has taken rapid strides towards achieving the finest medical solutions in the minimum time. Today India is home to the best medical treatment centres and doctors. However, despite that the lack of awareness towards the health insurance is one issue that attracts worry from all intellectual corners of the society.
Companies like Apollo DKV Health insurance, and Bajaj Allianz Health insurance are now stepping up and are accelerating the awareness levels among people about insurance relating to health.
First and foremost, speaking of Bajaj Allianz insurance, they are taken to be the best private sector health insurance player in the Indian insurance market. As a insurance major, it offer scores of insurance plan in the same category to their customer base.
Bajaj Health insurance offers several plans such as
Health Guard –
a) This policy can be renewed up to 70 years
b) Family discount of 10 percent is available on this policy
c) Access to more than 2400 hospitals across the country for cashless facility
Hospital Cash
a) Daily allowance as a fixed benefit on hospitalisation for insured; allowance gets double in an ICU case
b) Covers all kind of miscellaneous expenses
c) 5 percent discount is offered if the policy is subscribed for the entire family
Critical Illness
a) Major diseases such as heart attack, paralysis and cancer are covered under this policy
b) Reasonable premium rates
c) Premium paid is free from being taxed under section 80D of the Income Tax Act
Personal Guard
a) Children’s Educational Bonus benefits
b) Cumulative Bonus @ 5 percent on every claim free year to the maximum limit of 50 percent
Silver Health
a) Family discount of 5 percent is available
b) Policy Renewal of up to 75 years
c) Age for policy between 46-70 years
Apollo DKV health insurance, the latest entrant into the scene is an organisation that offer an array of insurance, products to suit the requirements of a common man. The organisation takes special care in conceptualising and then later frames that in a particular way that it is neither heavy on pockets nor low on productivity.
The best part of the products and solutions offered under this Apollo Hospitals flagship organisation is the fact that they are accessible to people on ‘cashless basis’, which include 4000 hospitals all over the country including the Apollo Hospitals. To add to it, the Apollo DKV heath insurance policy also offers host of medical solutions for dangerous diseases such as cancer, TB and others. With Swine flu still in India, it is even offering a range of comprehensive health products that safeguard subscriber against pandemic like Swine flu.
Thus it is quite clear that either Bajaj Allianz health insurance or the Apollo DKV health insurance are the two organisations that are best suited for availing health insurance related products.
For more to know more on Apollo DKV Health insurance, And Bajaj Allianz health insurance, visit paisawaisa.com