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Denied Health Insurance – Why Was I Denied for Health Insurance?

Have you recently applied for coverage but been denied health insurance? This is becoming a common issue with people nowadays as most people do not understand how they could possibly be denied medical coverage at all. Everyone needs health insurance, right? Thus shouldn’t everyone be given a chance to get a policy? Sadly, this is not always the case. Here we will look over some of the reasons you may have been turned down for the coverage you need, and how you may look at overcoming the disappointment.

Unfortunately, a lot of companies have denied health insurance for people because they have pre-existing medical conditions that indicate the need for the coverage to actually be used. Insurance companies make money from people paying premiums that they never have to use in medical expenses. When a person has a pre-existing condition like cancer or asthma, an insurance company does not want to take on the burden of having to cover inevitable medical expenses. This is obviously bad for you, the patient, because if you have a pre-existing condition, you need medical insurance more than anyone else. Getting the coverage you need can be a challenge at best, but it is possible.

If you are denied health insurance, you may ask the insurance company if you could pay a higher monthly premium to get coverage. That way you are contributing more to your bills, and the insurance company still has a chance to make money. This will depend on the condition you are dealing with. Pre-existing conditions will change definition with every company, so you may be denied coverage with one company but be approved for another. Thus it is important to never lose hope and to continue applying until you find someone what will work with you.

The government can also step in and help when you are denied health insurance. There are medical programs funded by the government that are meant to help people struggling to obtain coverage on their own. These may cost you more money, but they could also be more affordable. It simply depends on what program you qualify for. Do your research ahead of time to get quotes with different insurance companies that are in fact willing to help pay for your expenses. With the right amount of diligence, you should find the perfect team of people to keep you safe and covered.

If you need assistance in locating particular coverages at a pre-determined price, we can help you save up to 50% on your health insurance monthly premium.

Sean L Johnson is a journalist for Health Insurance Buyer a referral service that refers consumers to the insurance carriers that can best fit their wants and needs. Get a free Health Insurance Reduce Quote today, you can save up to 50% on your monthly premium

All About Your Belly Fat – Why It Happens And How To Eliminate It

December 20, 2010 by admin

Belly fat is a common issue in women and increases in age. While it is linked to genetics or changing hormones, it is considered to be a health risk. Cancer, diabetes, and cardiovascular disease are just a few adverse health effects from having excess weight in this area. Learn what causes this and how to lose belly fat.

As you age, your metabolism slows down and this causes you to gain weight. The number one contributor to this is menopause. Fat deposits seem to distribute to the belly area from the legs, hips, and arms. While it affects mostly women, men are also affected by this issue.

When hormones change, the response of body fat changes as well. The ability of the body to break up the fat properly is compromised and the fat just makes its way to the stomach. If an active lifestyle is not followed and there is no exercise done, you will find yourself with this problem. Certain individuals are more prone to this due to hereditary.

The fact is, weight that is added to the belly is actually unhealthier than if you were to gain weight in other areas. If left alone, breast cancer, high blood pressure, and colorectal caner are just a few of the health problems you can anticipate. Problems with the cardiovascular system and gallbladder are common as well as heart disease and diabetes.

There are a few ways to find out if this problem is an issue for you. One way is to measure the waist and hip area. Keep in mind that although a calculation of your body mass index is usually correct, it isn’t always accurate for women who are experiencing menopause. When measuring, apply a tape measure around the waist and hip area. This should be done at the belly button level. Breathe regularly and do not suck in your stomach. Results of 35 inches or more are considered unhealthy and need to be addressed. Some research shows that a number of 33 or more presents a risk. This is true no matter how much an individual weighs.

Although many people believe that subcutaneous fat causes the problem, this is incorrect information. This type is the kind you can see and grasp. While it may be unpleasant for an individual to see, it poses less of a threat. Visceral fat is actually the big issue. While it cushions the internal organs and is found inside the belly, to much is harmful.

To treat the problem, a healthier way of life must be enforced. You should eat a balanced diet that is free of sugars, excess calorie amounts, and saturated fats. By doing this, you will notice a decrease in added pounds. Fruits and vegetables should play a big part in your diet, as well as getting rid of carbohydrates like white bread while watching the portion size on your plate. Before beginning a fat burning fitness regimen, be sure to talk with your physician.

While belly fat may be unpleasant, the overall fact is that it is unhealthy. If you don’t have regular fat loss, health problems may arise. An individual can control excessive weight gain by learning how to lose belly fat, eating right, and living an active lifestyle. Before beginning any regimen, be sure to talk with your doctor.

– Ben Pate